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Which of the following is NOT covered by the CGL with respect to the insured’s legal liability?
(D) Intentional injury is NOT covered by the CGL with respect to the insured’s legal liability.
(D) Intentional injury is NOT covered by the CGL with respect to the insured’s legal liability.
See lessWhich of the following statements about the CGL are true?
(E) I, II, and III.
(E) I, II, and III.
See lessWhich of the following factors does NOT result in higher premiums on commercial property insurance?
(D) Higher coinsurance requirements.
(D) Higher coinsurance requirements.
See lessWhich of the following statements concerning the Agreed Value optional coverage available for purchasers of the Business and Personal Property Coverage Form is NOT true?
(D) If the limit of insurance is less than the agreed value, the full agreed value of property destroyed by a covered cause of loss will be paid.
(D) If the limit of insurance is less than the agreed value, the full agreed value of property destroyed by a covered cause of loss will be paid.
See lessWhich of the following is true regarding the “No Benefit to Bailee” condition used in commercial property forms?
(B) Is intended to defeat a bailee’s attempts to limit its liability for damages to property insured by the bailor.
(B) Is intended to defeat a bailee’s attempts to limit its liability for damages to property insured by the bailor.
See lesswhat is the amount payable after consideration of the deductible and policy limits?
(C) $4,391,000.
(C) $4,391,000.
See lessWhat is the fundamental difference between the three commercial property insurance covered causes of loss forms – Basic Form, Broad Form, and Special Form?
(E) Both the Basic and Broad Forms are written on a named perils basis while the Special Form provides coverage for all direct causes of loss not specifically excluded.
(E) Both the Basic and Broad Forms are written on a named perils basis while the Special Form provides coverage for all direct causes of loss not specifically excluded.
See lessWhich of the following is NOT typically contained in the declarations page of a Commercial Package Policy?
(D) The cancellation provisions.
(D) The cancellation provisions.
See lessWhich of the following statements about Fair Access to Insurance Requirements (FAIR) plans is true?
(C) I and III only.
(C) I and III only.
See lessWhich of the following motor vehicles is NOT covered under Section II – Liability coverage in the ISO HO-3 policy?
(D) Motor vehicle used for snow removal on public roads within one mile of an insured location.
(D) Motor vehicle used for snow removal on public roads within one mile of an insured location.
See less