Which of the following is an important difference between coverage provided by commercial general liability (CGL) insurance and coverage provided by professional liability and management liability insurance?

(A) Costs of legal defense often are paid within (not in addition to) policy limits in CGL policies while these costs are paid in addition to policy limits in professional liability and management liability policies.
(B) Unlike CGL policies, legal liability must be admitted by the insured for coverage to apply under professional liability and management liability policies.
(C) Professional liability and management liability policies are written with a claimsmade trigger less frequently than are CGL policies.
(D) The CGL often has large limits of liability coverage while professional liability and management liability policies have smaller limits.
(E) Unlike CGL policies, professional liability and management liability policies often give the insured the right to participate in the decision regarding whether or not a claim should be settled or contested.