I. It extends workers’ compensation coverage for types of employment typically exempt from statutorily mandated coverage.
II. It allows the employer to have the insurer pay benefits in excess of those required by statute in cases of severe work-related injuries.
III. It extends coverage to employees who are residents or citizens of the United States or Canada but temporarily outside those countries for business purposes.

(A) I only.
(B) II only.
(C) I and II only.
(D) I and III only.
(E) I, II, and III.