One of the Conditions in Homeowners HO-3 (the Special Form) lists the insured’s duties after a property loss. Which of the following statements concerning this condition is true?

(A) The insured’s claim representative might not require that all of these duties be performed.
(B) The insurer is prevented from denying a claim even if the insured fails to perform required duties.
(C) All listed duties always must be performed prior to final claim settlement.
(D) Claim representatives usually waive most or all duties expected of the insured.
(E) As long as the insured gives prompt notice of the loss, the insurer cannot require other duties to be performed.